Health insurance: Nigerian firm takes NHIA to US, Europe

In line with President Bola Tinubu‘s Renewed Hope health agenda, aimed at providing coverage for over 50 million Nigerians, particularly the vulnerable such as the elderly, within the next four years, a Nigerian Health Maintenance Organization (HMO) is facilitating enrollment into the National Health Insurance Authority (NHIA) for Nigerians residing abroad and their families in the United States (US) and Europe.

The aim is to safeguard diaspora funds designated for healthcare, ensuring they are not diverted for other uses, in addition to enhancing the health security of both Nigerians residing abroad and the recipients of diaspora remittances.

Recall that in February, the Coordinating Minister of Health and Social Welfare, Prof. Ali Pate said since the beginning of the administration of President Tinubu, about 750,000 more Nigerians have been enrolled in the health insurance scheme.

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Given the need to drive the attainment of the government’s Universal Health Coverage (UHC) efforts, the Chief Executive Officer (CEO) of Ultimate Health HMO, Lekan Ewenla, explained that this decision was driven by research showing that remittances sent to Nigerian families often get diverted, undermining their intended purpose and jeopardizing the health security of the recipients.

Additionally, Ewenla said findings have also shown that many Nigerians abroad express a desire to enroll in national health insurance due to the challenges they face accessing healthcare abroad.

Speaking on the necessity of launching the innovation, Ewenla said, “We conducted research on the rate of financial support from Nigerians in Diaspora to their parents, siblings and other relatives back home and discovered that the amount of financial support was humongous.

“We also discovered that the financial support was mostly placed on the doorstep of medical care which elicits prompt attention mostly. It was discovered also that the financial assistance is mostly diverted for other major needs of the recipients.

“It was also revealed that most Nigerians in Diaspora will prefer to enroll their families back home and even themselves on the health insurance program to ensure the wellbeing of their families.”

On why his company is blazing the trail by launching the novel product, the MD said, “It is common knowledge that the volume of Nigerians in the Diaspora is huge and that was a major reason for the Nigerian government to establish Nigerians in the Diaspora Commission (NIDCOM).

“Ultimate Health HMO developed this program with the knowledge, support and the necessary data of Associations of Nigerians in Diaspora provided by the NIDCOM.

“So the development and the launching of the program was designed to bridge an identified gap based on the passage of the NHIA Act 2022 which has made enrollment on the health insurance program mandatory for all Nigerians and legal residents.”

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